Health membership is a type of insurance that covers medical expenses. It can be found in many different forms, including dental care, vision care, and gym memberships.

In this article you will learn what Health Association is, the pros and cons of health membership options, who might choose this type of coverage, and why it might not be for you.

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What Is Health Membership?

Health membership is an insurance option that provides coverage for medical expenses, usually for health care services. It can be a type of medical insurance, or it can be a stand-alone option. 

In general, health membership options are available in the following forms:

Dental – It is provided through an HMO or PPO plan, this option covers routine and emergency dental work. (You may see this referred to as "dental" insurance.) Dental plans do NOT cover cosmetic procedures such as teeth straightening or veneers.

You must pay for these yourself. If you have dental issues that might require treatment in the future, you may find that your coverage includes more than just routine dental issues . For instance, some dental plans include coverage for crowns and bridges.

Vision – It is provided through an HMO or PPO plan, this option covers routine and emergency eye care. If you have vision-related issues that may require treatment in the future, you may find that your coverage includes more than just routine eye care. Some vision plans include coverage for glasses, contact lenses and dental work too! (You may see this referred to as "vision" insurance.