Both real estate buyers and sellers want the deal to run smoothly from escrow to closing, with minimal investment of time, money, and legal hassles. Buyers want assurance that they are the real owners and that if someone else claims the property, they have the means and resources to protect the investment and pay attorney's fees and other property protection costs. You can also get more information about title insurance online via

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Title insurance is an insurance policy that you buy from an insurance company when you buy a house or property. This protects you and your creditors from loss when a property dispute arises. Title insurance companies look for public records such as liens, claims, deeds, tax records, and maps to ensure there are no ownership issues and ownership history for the property you have purchased. 

Title insurance insures the buyer against legal claims for ownership or other interest in ownership of the purchased property. Title insurance is required for any property financed by a lender.

There are two types of title insurance:

1. Lender Insurance: Protects your lender from losses that may arise from unknown defects in the title. It also guarantees the lender that there is a legal first lien on the property.

2. Owner's Insurance: Protects you, the buyer, from problems that may arise after the sale. Examples of problems can include human error, forged documents, undisclosed or missing heirs, and incorrect legal descriptions.