Learning as much as possible about finding affordable health insurance in Oregon is a great way to shop smartly and get a quality health plan for a good price. This is becoming difficult to accomplish in today’s environment but is not completely impossible. You may have to think again about what you think is cheap;
However, the more research you do, the more you learn, and the better your chances of saving as much money as possible on Oregon health insurance. The majority of Oregon health care news is bleak. Unemployment in the state increased from 5.3 percent to 12 percent in a span of only 19 months. This has left a significant amount of Oregon residents without their employer-sponsored health insurance.
Over the past 10 years, health insurance rates in Oregon increased by 101 percent, a 4-fold increase in pay during that time. Health care insurers in Oregon should petition the Oregon Insurance Division for any rate increase, but with the rising cost of health care, even checking this rate can only prevent prices from rising so much.
It is all about choice, and in Oregon, you have a few options when shopping for the right medical insurance company. When evaluating companies, be sure to look at customer service, claims service, specific plans, and the ability to remain financially stable.
Oregon offers the Family Health Insurance Assistance Program, in which the state pays 50 to 95 percent of the premiums for unintended families who meet income requirements. Funds received by families through this program can be used to purchase a private Oregon medical insurance plan or employer-sponsored plan.